From real-time analytics to AI-powered budgeting, Pulse gives you the tools that traditional banks never could. Enterprise-grade infrastructure, consumer-grade simplicity.
Six core capabilities that power every Pulse account, from individual savers to startup treasuries.
Track every dollar across categories, merchants, and time periods. Interactive dashboards surface trends you would miss, with weekly and monthly breakdowns that auto-generate spending reports.
Machine learning models trained on your patterns predict upcoming expenses, flag anomalies, and surface savings opportunities. Average user saves $240/month within 90 days of activation.
Separate accounts for savings, spending, investing, and goals -- all managed from one unified dashboard. Auto-allocate income across accounts with custom rules and percentage splits.
Send money to 50+ countries with real mid-market exchange rates and zero hidden markups. Transfers arrive in minutes, not days. Bulk payouts supported for business accounts.
FDIC insured up to $250K, PCI-DSS Level 1 certified, SOC 2 Type II audited. Biometric authentication, hardware key support, and real-time fraud detection powered by behavioral AI.
Industry-leading interest that compounds daily and pays out monthly. No minimums, no lock-in periods, no teaser rates. Your balance earns from day one with full FDIC coverage.
Pulse automatically categorizes every transaction across 40+ spending categories. Drill into merchant-level breakdowns, compare month-over-month trends, and export interactive reports.
Generate unlimited virtual cards in one tap. Assign per-merchant spending limits, set expiry dates, and freeze any card instantly. Never worry about a compromised card number again.
Your money is protected by the same infrastructure that secures Fortune 500 treasuries. Multiple layers of encryption, real-time monitoring, and regulatory compliance built in from day one.
Deposits protected up to $250K per account
Annual third-party security audits
Face ID, Touch ID, and hardware keys
AI monitors every transaction in real time
Pulse integrates with the platforms you already use, so your money moves where you need it.
Join 500,000+ people who've upgraded their banking. Open your account in under 3 minutes.