Simple, transparent pricing

Yes, you can upgrade or downgrade your plan at any time. When upgrading, you'll get immediate access to new features and we'll prorate the difference. When downgrading, the change takes effect at the start of your next billing cycle so you keep your current features until then.

Absolutely. Every new account starts with a 30-day free trial of Premium features. No credit card required to start. After 30 days, you can choose to continue with Premium or switch to our free Basic plan with no questions asked.

We accept all major credit and debit cards (Visa, Mastercard, American Express), bank transfers via ACH, and Apple Pay. For Business plans, we also support wire transfers and invoiced billing with NET-30 terms.

None. The price you see is the price you pay. There are no account maintenance fees, no minimum balance requirements, and no surprise charges. Basic plan transfers beyond the 5 included cost $0.50 each, which is clearly disclosed before you send.

Yes, cancel with one click from your account settings —no phone calls, no retention pitches. Your paid features remain active until the end of your billing period, then your account automatically switches to the free Basic plan.

Your money is always yours. Cancelling your premium subscription simply changes your feature tier —your Pulse account and all funds remain fully accessible. You can continue using the Basic plan indefinitely, or transfer your balance to any external bank at any time with no fees.