Bank-grade encryption, regulatory compliance, and zero-trust architecture protect every transaction you make with Pulse.
Three pillars of protection that keep your money and data safe around the clock.
AES-256 encryption at rest, TLS 1.3 for data in transit, and end-to-end encryption for all sensitive data. Your information is unreadable to anyone without authorization — including us.
Biometric authentication, hardware security key support, trusted device management, and granular session controls. Every login is verified, every session is monitored in real time.
Real-time machine learning monitors every transaction for anomalies. Behavioral analysis, instant card freeze, customizable transaction alerts, and 24/7 fraud response team on standby.
We meet and exceed the highest standards in financial security and data protection.
All deposits are insured up to $250,000 per depositor through our FDIC-member partner banks. Your money is protected by the full faith and credit of the United States government.
Independently audited annually for security, availability, processing integrity, confidentiality, and privacy. Continuous monitoring ensures ongoing compliance beyond point-in-time checks.
Highest level of Payment Card Industry Data Security Standard certification. Validated by a Qualified Security Assessor with over 300 security controls in place.
Full data privacy controls including right to access, right to deletion, data portability, and explicit consent management. Your data sovereignty is non-negotiable.
Full AML (Anti-Money Laundering) and KYC (Know Your Customer) compliance. Transaction monitoring, suspicious activity reporting, and identity verification on every account.
Licensed money transmitter in all 50 states. Regularly examined by state regulators to ensure full compliance with local financial regulations and consumer protection laws.
Every service runs in isolated network segments with strict ingress and egress rules. No lateral movement is possible.
Quarterly third-party penetration tests from independent security firms. All findings are remediated within 30 days.
Public bug bounty program with rewards up to $50,000. Our security community helps identify vulnerabilities before they become threats.
Redundant infrastructure across multiple availability zones with automatic failover. Your banking never stops.
Our dedicated security team is here to answer your questions and address any concerns about keeping your money safe.